As your investment partner, we are committed to helping you accomplish your unique financial goals and objectives. After developing a thorough understanding of your risk tolerance and short- and long-term goals, we will work together to create a customized investment portfolio designed for you. In order to accomplish this, we will take you through the investment consulting process, which is designed to help us determine how to best address your financial goals and dreams. This process is typically done over 2-3 meetings in the following phases:

Discover

In this initial meeting, the discussion is based around you and your family. We want to learn about your hopes and dreams, your tolerance for risk, what you wish to achieve with your financial assets and what your tax situation is. We will also take this time to go over our process for developing a personalized financial plan and introduce you to the Cyr/Woertz Financial Group team.

Recommend

After we have an idea of what your current financial situation looks like, we conduct an in depth analysis to see if what you have already done lines up with the goals you are trying to achieve. We then develop a strategy that fits your needs and risk tolerance and test this strategy against different scenarios that could possibly come up in your path to financial success. This step may involve collaboration with other specialists such as your accountant or attorney. We present our recommendations to you, answer your questions, consider alternatives and outline the steps we need to take to implement your plan.

Implement

With your agreement, we will then execute the strategy using the extensive tools available to us through LPL Financial. This involves the selection of the appropriate account types, funding and necessary paperwork.

Review

The financial planning process is always changing and never complete. Once our initial strategy is implemented we are committed to the continuous monitoring of your portfolio and financial situation. This includes quarterly performance reports, periodic reviews and ongoing due diligence of the different investment managers we utilize. Additionally, whenever your financial situation changes we will fully update your plan and make sure any necessary changes are made to ensure you stay on track.

We encourage you to take our no obligation retirement assessment. The assessment will ask you a few simple questions about your current situation and test your progress towards retirement. At the end, you will have the ability to print your results as well as some solutions to any shortfalls you have. You will then have the option to contact a member of Cyr/Woertz Financial Group to discuss your situation further. Take Our Assessment